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Release time: 2019.08.02
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Many novice drivers are after a car damage or traffic accident

I don'seabet iot know how to take the insurance claim process


 If it is a small accident with clear responsibilities

Worried about traffic jams

You can drive the car away from the scene and take an accident photo

Just report to insurance companies in insurance companies within 48 hours

If it does not affect the traffic and the responsibility is unclear

You can wait for the insurance company to go to the on -site survey theory

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Today,Brother will take you to understand the on -site car insurance claims procedure


STEP 1


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Timely report to the traffic police and insurance companies in time and protect the live on the spot

Waiting for the survey personnel of the insurance company to go to the scene for survey

Preparedriving license, driving license, the insured ID card, insurance policy, etc.

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STEP 2

Survey fixed loss



Insurance companies will fix the vehicle after receiving the report

Negotiation with the insured to negotiate and repair the working hours and material fees

At the same time, investigate and take pictures of the scene at the same time

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STEP 3
Vehicle repair



Select 4S shops or maintenance stores with maintenance qualifications for maintenance

Insurance company and 4S shops jointly complete the loss appraisal

The fixed damage and maintenance seabet loginof the damaged vehicle is based on the restoration


 4S shop will use original accessories when repairing

At the same time, the type of repairer repair the vehicle type is single

Familiar with the vehicle, high maintenance quality

Therefore, it is recommended to go to the 4S shop to repair

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STEP 4
Submitted claims



After repairing the vehicle, use a repair invoice to claim to the insurance company

If an accident involved in multiple responsibilities

The traffic police responsibility identification letter should be provided


Novice driver occurs when an accident occurs on the road

Remember to deal with it calmly

Ensure that your legitimate interests are guaranteed



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