Speaking of car insurance，Friends with cars generally think of traffic compulsory insurance (traffic insurance)，and the three insurances、Car loss insurance、Spreading insurance and other people will buy business insurance。but but，There are still some seemingly useful at home and abroad，Even a little nonsense "Strange Car Insurance"，There are also many audiences in these car insurance。These "wonderful car insurance" are simply gimmick，still has its existence value?Let's take a look together.

People living in the city，Few people have not experienced traffic jams。Can you know，Some platforms have launched "traffic jam insurance"。A mobile app launched "traffic jam insurance"，1 yuan can be purchased，5 consecutive minutes at a speed of less than 20km/h, you can get compensation -5 yuan for subsidy。

This car insurance sounds a bit "spoof" feeling，But there are really many people buy。It is reported，This product is launched for a week，About 12,000 copies have been sold in Hunan area，A total of 1,300 refueling coupons，The face value is about 8500 yuan。Although it is not paid in cash，But this behavior looks more like a gimmick，I even feel that I am getting user information at low prices，This insurance also cooperates with regulatory offers in a dispute。

Only spend one dollar，can greatly reduce the loss caused by the paste of the car of the car，Do you buy this car insurance? This is not a brain hole game，but a real car insurance product。It is "stick danger"

On an app，User spend 1 yuan to buy one -year "sticker insurance"。If it is posted in one year，Then you can enjoy 100 yuan fine reduction and exemption。

Users can even buy it again，However, the price will rise according to the payment record。The car insurance will Seabetbe controversial after the death of the seabet mycar，Many people think，After purchasing the insurance，The chances of car owners will stop in violation of regulations will be much larger。But 100 yuan fine reduction and exemption，Do not play a fundamental role on the fine fine，It's like a deduction coupon，The actual significance is not great。

This insurance was also regarded as "wonderful insurance" when it first came out -after all，The probability of spontaneous cars is too low。With the increase in auto spontaneous news in recent years，Some people start to consider the necessity of buying self -burning insurance。

Indeed for most car owners，The probability of spontaneous ignorance of vehicles is very low，Especially new models，Most car owners do not buy self -burning insurance。But for some old models，or an electric car that has received increasing attention，Perhaps self -burning insurance is still necessary。

A car insurance that listened to the name。Simply put，is when an accident occurs，Third Party has responsibility，But when I can't find a third party，Insurance companies will pay your losses。

For example, your car is parked on the side of the road by others，Can't find the perpetrator，Then you will generally bear 30%，Insurance companies bear 70%。But if you buy this insurance，Insurance companies will pay all of them。It sounds a bit "wonderful" insurance，In fact, it is still a bit practical -if you often stop the car on the side of the road。

To help everyone understand quickly，Let's take an example first。If Xiao Li drove an accident in a vehicle，A amputation surgery was performed after hospitalization，Finally clearly explicitly responsibility for the other party。

Acts amputation is greatly strike for Xiao Li，If Xiao Li bought a third party liability insurance，The insurance company is only responsible for paying for medical expenses，Is not supporting mental loss compensation。But if Xiao Li purchases seabet mymental losses, the Liability Insurance seabet ioInsurance Insurance，Then insurance companies will usually pay his mental loss。

For "Calculation Insurance Insurance During the Repair"，I believe many car owners have never heard of it at all。In fact, this is an additional insurance for auto insurance，After buying the car insurance，After the vehicle accident is sent to the repair，Insurance companies will pay the car owner's mobility during maintenance or loss during the period of not driving the vehicle。

The premium of this auto insurance is generally between 70 yuan and 150 yuan，The insurance amount is also very simple，Generally there are 7 days*100 yuan/day、7 days*200 yuan/day、5 days*100 yuan/day、5 days*200 yuan/day, etc.。If the car repair shop you often go to the car repair speed is very slow，May wish to buy one to resist risks。

Another confused car insurance! Actually，This is an additional insurance for vehicle loss insurance，Responsible for compensating the vehicle due to accidents such as collision and other accidents.

These devices include, but not limited to installing the light、Refrigeration Equipment、CD、Electric seats, etc.。For the owner who likes to make a simple modification after buying a car，This additional insurance may have a certain effect，But for most ordinary car owners，Rarely can be used。

The American insurance industry believes that unmarried men lack a sense of responsibility，It is easier to cause vehicle accident，Therefore, the lighter among unmarried men，The higher the insurance rate。Although there is such a trace，How do you think there are unmarried discrimination+gender discrimination flavor，This insurance policy can be implemented.。

above these car insurance，Some more like a gimmick，For example, the so -called "traffic jam insurance" is considered by many people to be "burning money to earn users"; others are suspected of violations，For example, the "Patch Danger" mentioned seabet myabove，It was asked to be removed by seabet appthe regulatory authorities because it did not meet the laws and regulations and the spirit of insurance。Some sound a bit nonsense，It has a positive significance，For example, mental loss, soothing liability insurance, etc.。

In insurance above，Which one do you think is the most "strange"，What is the most surprising? May wish to talk。