Driving on the road，Complex road conditions，There are high and low levels of drivers，The journey is near or far，Vehicle speed varies from rapid to slow，Some unexpected situations will inevitably occur。If it is an accident between both parties，How to solve it，Private or public?Is there a limit?Let me tell you today:

Minor accident on the road，Only minor damage to the body，No casualties，And the responsibility identification is relatively clear，In this case, it can be done privately，Also officially recognized。

The above 29 contents are all situations where you need to bear full responsibility，That is to say, the occurrence of the above situation can be "private"。

“It’s private” is a negotiated decision between the parties involved，It may also be that the traffic control department comes to mediate，Both parties reached an agreement and settled it privately，And there is room for mutual negotiation on compensation。The traffic control department will determine the responsibility for "public affairs"，Divide responsibilities，And punish the party that violates the regulations。The responsible party will pay compensation through insurance，If the insured amount is exceeded or uninsured，The responsible party shall bear the responsibility。

Traffic accidents on the road are all kinds of strange，The prices of vehicles are different。So under what circumstances is it more appropriate to stay private??

For general traffic accidents，It can be analyzed from the following four aspects:

The so-called injury is simple，Refers to the damage to the vehicle，There are only simple scratches on the paint，Or even the scratches are not very clear。In this case，In fact, it can be solved privately，And faster，The time cost and repair cost are very low。

There is such a situation，Let’s hang out，A minor accident occurred while driving，The cost of the accident itself is relatively small，The two parties involved in the accident were relatively close，You can solve it yourself。

As the name suggests，The accident is still relatively minor，The responsible seabet myparty passed its own calculation，Compensate the other party’s expenses if found privately，You can go private if you can save time and money by taking insurance instead of going public。

If the responsible party has been in danger more than twice，Premium will rise again if the accident occurs again，In this case，If the cost of private insurance is more than the cost of insurance in the second year，Then keeping it private is a better solution。

If you want to be private, you must first understand the several situations in which you cannot be private，Avoiding future troubles: can be simply understood as，Illegal、If someone is injured, we can’t keep it private。

If both parties fail to reach an agreement on a private matter，Need to call the police as soon as possible，The accident will be punished by the traffic control department，At the same time, the responsible party reports to the insurance company，Conduct on-site investigation (submit photos of the accident) and the "Accident Determination Letter" from the traffic control department，Perform relevant loss determination and claim settlement。

In many minor accidents, privacy is possible，Saving time and trouble。But actually becoming public is not a very complicated matter。Half of traffic accidents without casualties can be resolved through a quick claims process。

In a minor accident with no injuries，Fast settlement is also one of the better solutions。Quick claim settlement only requires a few simple steps，You can settle claims for minor accidents。

Several conditions for quick claim settlement: no casualties、Both parties in the accident did not commit any illegal behavior (including driving without a license、Mild traffic accidents involving drunk driving, drug driving, etc.) where the vehicle can move，The accident loss is less than 20,000 yuan (there may be certain differences in various regions across the country)。

1.The car turned on double flashes after the accident，And set up warning signs under safe conditions;

2.Both parties check each other’s documents: driver’s license、Driving license、ID card、Compulsory traffic insurance policy，Exchange contact information;

3.Take a photo for identification: directly in front of the accident vehicle、Directly seabet appbehind、Side、Multi-angle on-site photos such as 45° orientation and close-up of the collision location;

4.Move vehicle report: Move the vehicle to a location that does not affect normal traffic order，Report to the insurance company by the main or fully responsible party;

5.Select the nearest insurance company loss assessment center of the responsible party，Fill out the "Motor Vehicle Traffic Accident Rapid Treatment Agreement"，Conduct loss determination and claim settlement and other matters。

Note: If there is a disagreement between the parties regarding responsibility for the accident，Choose to report to the traffic police，Waiting for the traffic police to determine responsibility。If either party in the accident is a Waifu vehicle，An accident certificate issued by the traffic police is required，Only in order to make quick claims。

In many cases of personal injury accidents，The injured may not fully understand their injuries，Misjudgments often occur: slight pain or discomfort in a certain part，Thought it was just a fall injury and recuperation，But treatment may be delayed after one night，Major injuries the next day，Even in the case of death。If this happens，The consequences may not be something that can be solved by simply paying a few hundred dollars，The level of trouble is self-evident。

1.Site investigation: Traffic police department and insurance company investigate the accident scene、Injury、On-site inspection of vehicle damage, etc.;

2.Responsibility determination: Traffic control department investigates the accident，Listen to the testimony of the parties，Based on site conditions and related materials，Determine the responsibility for the accident (if you have any objection to the traffic control department’s determination of responsibility, you can apply for re-determination)。

3.Punishment responsible party: after liability determination，Inform and punish the parties involved;The insurance company starts the claim settlement process，Identify vehicle damage，Collect medical documents and certificates of the injured

4.Compensation mediation: both parties after the treatment of the injured person is completed or the damage is determined，Conduct compensation mediation，Sign the "Mediation Letter" after successful mediation,If mediation fails，Civil lawsuits can be filed in court within the statutory seabet mystatute of limitations;

5.Claims: Loss determination by the insurance company、Collect medical documents，Make claims according to insurance provisions。

I believe that everyone who drives on the road does not want to have any degree of traffic accident，But don’t be angry if you encounter it，Don’t get excited，Try to treat this matter with a normal mind，Resolving things is the key。Then，Be sure to pay attention to your own safety，Avoid secondary accidents，People outside the car, especially on the highway，Second accidents are often fatal。Third，Don’t take full responsibility for personal injury accidents，I will regret it if anything else happens。(The pictures and texts are from the Internet, please contact us to delete if there is any copyright infringement)