1. Things to note when buying a car with a loan:

Free car loan + free handling fee:

Nowadays, many sellers are trying to attract consumers to buy their own cars，Interest-free car loans will be launched，But that’s not actually the case，Because they give you interest-free on the surface，But in fact they will charge a handling fee，The handling fee is actually similar to the interest，Freedom does not really give you interest-free as they say on the surface

Car insurance required:

Buying a car with a loan before the payment is fully paid，The acquaintance of the car is not a consumer，Dealers in order to reduce risks，Generally, the car loan contract will mention some car insurance that must be purchased as a loan condition。When buying a car with a loan，Conditions and requirements for buying a car as a loan，Dealers will require consumers to purchase four major insurances in our store，For example, a car priced at 200,000 yuan，Its insurance premium is about 10,000 yuan，So when buying a car, you must read the insurance terms carefully，To avoid falling into the trap。

Negotiate the cancellation agreement before applying for a mortgage:

When buying a car with a loan，Consumers will encounter situations where funding is slower than before due to failed review，When signing the contract, be sure to pay attention to the refund method, date, amount and other information，It will usually be noted in the signed agreement，Consumers should read carefully at this time。

Confirm loan repayment time and amount:

There are two ways to buy a car with a loan: equal amount itself and equal amount of principal，After you confirm which method it is，You also need to determine the repayment time and minimum repayment amount，There may be an increase in repayment costs caused by interest due to unsuccessful deductions，So in order to avoid this result，Be sure to confirm the repayment time，

2. Car pickup details:

seabet appCar purchase invoice (remember it must be a special invoice for car purchase，Total three combinations，To confirm its validity);

Vehicle certificate (certificate is another important certificate for the car，It is also a necessary document when registering a car。Only vehicles with certificates of conformity meet the national requirements for motor vehicle equipment quality and related standards。);

Three Guarantees Service Card Warranty Certificate (Three Guarantees Repair Certificate when quality problems occur);

Original and copy of insurance contract;

Original and copy of compulsory traffic insurance contract (compulsory insurance implemented by the state);

Vehicle frame number and vehicle identification number (the license plate needs to be submitted to the vehicle management department);

Vehicle instruction manual (that is, the operation manual，It is recommended that you open it and take a look after taking it back);

Check the exhaust volume on the nameplate、Manufacturing year、Frame number、Engine number and other contents，The number on the certificate must match the engine number on the vehicle、Same frame number