Drive on the road，Complex road conditions，The driver's level is also high and low，There are near and far from the distance，The speed is urgent and slow，It is inevitable that some accidents occur。If it is an accident on both sides，How to solve it，Is it private or public? Is there a limit? Let me tell you today:

Mild accidents occur on the road，Only slight damage to the body，No casualties，and the responsibility determination is more clear，This situation can be private，At the same time, it is also officially recognized。

The above 29 contents are the situation that needs to be responsible for full responsibility，That is to say, the above situation can be "private"。

"Private" is the decision to negotiate both parties，It may also be the mediation of the traffic management department，The two parties reached an agreement to solve it privately，And there is room for mutual negotiation for compensation。and "public" will be determined by the traffic management department for responsibility，Division of responsibility，and punish the party who violates the regulations。Responsible party pays for compensation through insurance，If it exceeds the insurance amount or the non -insured situation，It is responsible for the responsible party。

Traffic accidents on the road are strange，The price of the vehicle is thousands of differences。So what is more suitable under the specific circumstances?

For general traffic accidents，can be analyzed from the following four aspects:

The so -called injury is simple，refers to the injury of the vehicle，The paint surface only has simple scratches，or even scratches are not very clear。In this case，In fact, it can be solved privately，and faster，Time cost and repair cost costs are very low。

There is one case，Go out to play together，There is a small accident during the driving process，The cost of the accident itself is relatively small，The relationship between the two parties in the accident is relatively close，You can solve it yourself。

As the name suggests，Still a relatively mild accident，The responsible party passed the calculation，I found that the fare of the other party was found privately，I can privately save money when saving money and saving money than public。

If the risk of the responsible party has exceeded two times，The insurance premium will be floated again，In this case，If the cost is more than the cost of floating in the second year of insurance，So private is a better solution。

For private, first of all, you must understand several situations that you can't privately，Avoid posterior trouble: can be simply understood as，illegal、No one who is injured can be private。

If the two parties fail to reach an agreement，You need to call the police as soon as possible，Punishment from the traffic management department accident，At the same time, the responsible party reports the insurance company，On -site survey (submitting accident photos) and the traffic management department "Accident Determination Book"，Calculating claims for related loss。

It can be privately performed in many minor accidents，Save time and save trouble。But in fact, it is not a very complicated thing。Half of the traffic accident without personnel can be solved through the fast claim process。

In a minor accident that no one hurts，It is also one of the better solutions through fast claims。and fast claims only require a few simple steps，You can solve the claims of minor accidents。

Several conditions required for fast claims: No casualties caused by personnel、There is no illegal act on both parties in the accident (including unlicensed driving、Driving driving, driving, etc.) The vehicle can move a minor traffic accident，The accident loss of the accident is within 20,000 yuan (there may be certain differences in various regions across the country)。

1. After the accident occurs, the car turns on double flash，and set up a warning signs under security;

2. Checking documents between the two parties: driving license、driving license、ID card、Pay strong insurance policy，Reserve contact information;

3. Certificate of taking pictures: The front of the accident vehicle、Positive Seabetrear、Side、45 ° orientation and collision position close -up photos such as on -site photos;

4. Moving report: Move the vehicle to the position that does not affect the normal traffic order，The insurance company is reported by the main responsibility or the full responsibility party;

5. Select the insurance company of the responsible party to fixed damage center，Fill in the "Motor Vehicle Traffic Accident Fast Handling Agreement"，Calculating damages and other matters。

Note: If the two parties have different responsibilities of the accident，Select to report to the traffic police，Waiting for the traffic police to determine the responsibility。If any party is an Wai Fu vehicle，Then the traffic police need to issue an accident identification letter，Only a quick claim can be made。

In a case where many people hurt accidents，The wounded is likely to not know much about their injuries，often misjudgment: slight pain or some discomfort in a certain part，I thought it was just a fall and raising，But may be delayed for one night，Cause major injuries the next day，Even the situation of death。If this happens，The consequences may not simply pay a few hundred dollars to solve it，The degree of trouble is self -evident。

1. On -site exploration: traffic police department and insurance company on the scene of the accident、Human injury、Car loss, etc. On -site investigation;

2. Responsibility identification: The traffic management department conducts investigations on the accident，Listen to the testimony of the parties，According to the situation and related materials，Confirm the responsibility of the accident (the traffic management department is determined to have objections to apply for re -identification)。

3. Penalty responsibility party: After the responsibility identification，Inform and punish the parties; the insurance company starts the claims procedure，Appraisal vehicle loss，Collect the medical documents of the wounded

4. Compensation mediation: After the two parties have the end of the injured treatment or fixed loss,，Compensation mediation，After the mediation is successful, sign the "Mediation Letter",If the mediation is unsuccessful，It can file a civil lawsuit to the court in the legal time effect;

5. Cosmetics: Insurance company fixed loss、Collect medical documents，Calculating claims in accordance with the provisions of the insurance terms。

I believe that all people who drive on the road do not want to have any degree of traffic accidents，But don't be angry if you really encounter it，Don't be excited，Try to treat this as much as possible，Solving things is the key。Then，Be sure to pay attention to your own safety，Avoid the occurrence of secondary accidents，People are on the car, especially on the high speed，Two accidents are often fatal。Third，Do not take full responsibility for accidents，In case other situations regret。Finally, happy holidays，Driving Ping An。