In fact, buying car insurance is like people buy medical insurance for themselves，Buy a peaceful heart，Buy a guarantee。but but，There are many types of auto insurance，The payment requirements of the insurance company and the processing process will be relatively troublesome，Many owners will think that they have bought car insurance.，Insurance companies will definitely claim after the accident，but actually not。Insurance company's accident vehicle claims are a certain "hidden rule"，If the consumer said wrong in the claims，Will face the results of rejection compensation，So if you want to get reasonable compensation，Some words must not be said when claiming。

"My car hasn't had time to make a year of annual review"

The vehicle does not take a timely annual review of the vehicle，It is illegal on the road，Therefore, the vehicle Seabetsafety inspection or inspection of the vehicle is not passed during the specified inspection period，Insurance companies will not make claims，So when the accident is claimed，Do n’t say it easily，Even if you have not had time to check。

"My wheels were stolen, wiper and rearview mirrors were stolen"

Some owners think they bought the whole car theft and rescue，You can enjoy all the stolen compensation for the vehicle，but actually not，Loss of a single component of the vehicle，Insurance companies will not compensate。So if you tell the wheel to the insurance company、Wiper、Rearview mirrors and other parts have been stolen，Can't get compensation，After all, insurance companies may think that consumers themselves hide their parts to deceive insurance。

"The car has been repaired, reimburse me"

Be sure to contact the insurance company to set the damage on the spot before repairing the car，Insurance companies must first make loss of accident vehicles to make corresponding compensation，If you do not lose your own car to repair the car，Insurance companies will not lose，The bill will not be reimbursed。In fact, the truth is very simple，Stand from the angle of insurance company，After self -repairing the car，Who knows where your car is wrong? What should you do if you just make our insurance company?

"My car was hit a few days ago"

There are clear regulations in the insurance terms，If there is no insurance if there is no insurance if there is no insurance if there is no insurance, it will not be claimed。Accidents that happened a few days ago，After that, I remembered that it was not used in the insurance.。In the accident, the seabet myinsurance company should be notified immediately，Even if the situation was urgent at the time，It should also be reported in time after leaving the evidence to record the scene in time。

"The car was turned off in the water，After starting once, it turned off "

Due to second incineration due to wading, engine damage，Insurance companies are definitely not lost，This is completely caused by the driver's improper operation，Of course, insurance companies will not claim them。The car turns off in the water，Starting again is undoubtedly the process of "irrigation"，The engine of "water" is basically scrapped，So a rational driver will not do this，This is a serious operation error。So if the car is turned off in the water，Consume up and wait for the rescue in place。

"The vehicle was hit in the parking lot"

The car was hit in the parking lot，I didn’t find a car to break into a disaster，On the one hand, the responsibility of the parking lot，On the one hand, the owner's responsibility for the safety of vehicle safety custody。So if you are in the parking lot，The car was broken but could not find a causing vehicle，Insurance companies will think that the parking lot is responsible for this，If the parking lot is charged，Then you should find a parking lot for claim。Generally speaking，Auto insurance is just a guarantee，And not capable，The owner should understand the scope and process of the insurance claims before buying，Choose insurance types that are guaranteed to guarantee your vehicle，Only in order。